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Card Features
Bill Pay
Getting Cash
Activate Your Card
Transaction Limits


Adding Cash
Direct Deposit
Account Transfers


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Activating Your Card

In order to use your HEEP HHSYC CardFlex Prepaid MasterCard® you must first activate your card. To activate your HEEP HHSYC CardFlex Prepaid MasterCard, simply call our customer service number toll free at 1-866-345-4011. This number is also located on the back of your card.  When you receive your HEEP HHSYC CardFlex Prepaid MasterCard, you will also get information on how to activate it.

You cannot use your HEEP HHSYC CardFlex Prepaid MasterCard until you activate it. This step protects you if your card is lost or stolen in the mail.

By activating your HEEP HHSYC CardFlex Prepaid MasterCard you are accepting the Terms & Conditions that can be viewed here. Once the card is activated, you may use it at over 1 million ATM locations, stores and all point-of-sale terminals that accept debit Mastercard worldwide.

After you activate your HEEP HHSYC CardFlex Prepaid MasterCard, the next step is to prepay the card by adding money. For instructions on how to add cash click here to view the adding cash instructions. You will be able to add all or part of your paycheck using direct deposit.


Custom Prepaid Card Designs created by Optimum Payment Solutions, Inc: 1-800-395-6889
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This Prepaid MasterCard is issued by First California Bank pursuant to a license by MasterCard International Incorporated. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. CardFlex Inc is the manager of this card program. CardFlex is a registered MSP of First California Bank. Card usage is subject to funds availability. Transaction fees, terms, and conditions apply. All trademarks, service marks and registered marks are the properties of their respective owners.

*The USA PATRIOT Act is a Federal law requiring all financial institutions to obtain and record personnel information that uniquely identifies
each person who opens an account. You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you. You may also be asked to provide documentation as evidence / proof of identification. "100% Approval", "Guaranteed Approval", and "No one is Turned Down" is contingent upon successful completion / passing of this mandatory identification confirmation.

**Conditions and exceptions apply.